Decentralised
Independent communities each keep their own public books, on their own relays, with the same balancing logic.
People · Planet · Purpose · Balanced exchange
A balanced global exchange that brings abundance to everyone.
A clear, human guide to balanced accounts—where every booking has two sides, the total stays at zero, and your capacity to exchange grows through contribution.
Why we need this
When work changes, purpose becomes the real wealth.
As AI takes over more jobs, humanity needs a new purpose rooted in joy, contribution, appreciation and shared wellbeing. LetsBalance.Life is a framework for a more balanced economy—one that invites people to create what feels meaningful and useful.
More wellbeing. A brighter human future.
Foundation. Transparent, decentralised infrastructure is the basis of our development, and nothing is ever hidden. All transactions are public and stored on the relays, so the ledger can be restored from them at any moment. Applications only read from the relays, check and show. The six development principles: lananostr.site/bsa/principles.
The essentials
10 things to know
Start here. These are the ideas behind the exchange in plain language.
Always balanced
The combined balance of all accounts remains exactly zero.
Capacity can grow
Capacity grows with what people contribute, without ever becoming a balloon.
Room to contribute
Every account can have up to 1 million EURB-equivalent in exchange capacity by default.
Local by design
The model supports EURB (€B), $B, £B and balanced local currencies.
Inspired by nature
Waves, sea level and gravity make the flow visible and intuitive.
Joy has value
The system encourages work that feels joyful and meaningful to do.
Based on giving
Value moves because people give, receive and pass it on.
Community first
Brotherhood, sisterhood and transparent community choices sit at its centre.
Wellbeing
The purpose of the exchange is better lives, not accumulation for its own sake.
The simple version
How does it work?
You do not need to understand the whole ledger to understand the flow.
Create your BSA
Everyone builds a personal Balanced Stage Account.
Build your wave
What you receive grows your wave. Accounts can move as troughs or crests.
Keep value moving
At the cap, unused crest slowly flows back to the community through gravity.
Exchange lightly
Balanced value can move as naturally as a breath: receive, create, give.
An account in motion
Watch +900 EURB move through one account
The wave grows first. Gravity acts only on the unused crest above the cap.
- 1+900 EURB arrivesValue enters the account.
- 2+600 EURB builds the waveWave 400 → cap 1,000 EURB.
- 3+100 EURB fills the troughThe remaining +200 EURB is crest.
- 4Gravity returns +200 EURBThe wave remains at 1,000 EURB.
See it in practice
Balanced accounts, explained on screen.
This walkthrough shows how the accounts behave in practice. Watch it first, then use the detailed examples below to check every step.
Open on YouTubeThe complete picture
Understand every movement
Four detailed explanations from the working v2 model—simplified without losing the ledger logic. Where the coming version will work differently from today’s app, the text says so.
01
Always zero
Why the sum of all accounts is always zero
Nothing is booked on one side only. Every movement takes exactly as much from one account as it gives to another. After every booking, members + community + the origin still total zero—to the cent.
Payment
Member→Member
Work or goods are paid for. The giver goes down; the receiver goes up.
Counter-booking
Receiver→Community
Below the cap, the receiver’s wave grows and the community receives the same amount, for its projects.
Project
Project→Member
The community pays only through projects. Three stewards approve a project and nobody objects; when it holds its whole amount, it pays the member who does the work.
Reserve
Reserve→Next project
What projects cannot take waits in a reserve and moves on to the next approved project by itself.
Gravity
Member’s crest→Community
At 04:00, gravity moves only crest. A trough and the wave itself never change.
Origin+Community+All members=0
Accounts without a key: project wallets, the reserve, the origin and the circle’s world account belong to no one. Nobody can spend them; their money moves only by public rules that the witnesses check. The origin is used only once, for a new circle’s start (02). Today’s app still books money paid in and payouts through a main account; the coming version has neither and keeps no bank data.
02
How it starts
How the first wave appears in an empty circle
On day one, every account and every wave is zero, so nobody can give yet. In the coming version a new circle therefore gets one start: when it is founded, its reserve receives 1,000 in the circle’s own currency from the origin, an account without a key that goes into minus by the same amount. The whole book still adds up to zero. The start belongs to no one; it can only pay approved projects, and it keeps coming back.
- 1
The circle is founded
In the coming version its book is public from the first block, on at least four relays with at least three owners; every circle brings its own relay. The circle names its stewards, and three of them approve each project.
- 2
The reserve gets one start
At founding the reserve receives 1,000 EURB and the origin goes to −1,000 EURB. This happens once. There is no other first money: nobody pays money in or takes it out, and no member gets a starting wave.
- 3
The first project pays Mila
A member proposes that Mila build the circle’s website for 1,000 EURB. It is public for 72 hours, and a single objection stops it. Three stewards approve it, the start moves from the reserve to the project, and Mila is paid. Her wave grows by 1,000 EURB, and the same 1,000 EURB flows straight back to the reserve.
- 4
Value moves between people
Now Mila can give. She pays Cene 400 EURB for repairs. Cene’s wave grows by 400 EURB and the community receives another 400 EURB for its projects. Mila can still give 600 EURB.
- 5
The start keeps coming back
The next approved project is paid from the same money, and the money comes back every time a project pays a member below the cap. Every payment below the cap grows a wave and the community’s share for its projects. The rest is work people exchange with each other, in public.
The starting rule: every member begins at zero with nothing to give, and no account can give before it has a wave. In the coming version a circle begins with one start of 1,000 in its own currency, booked once from the origin to its reserve; it reaches members only through approved projects. Today an administrator starts a circle by confirming money paid in.
03
Worked example
Eight steps, every account, every time
Four people, the community (its reserve and project wallets) and the origin. All values are in EURB. Each member cell shows balance · wave; spending capacity is the two numbers added together. The example follows the coming version: no money is paid in or taken out, the circle starts from its reserve’s one start, and the community pays only through projects.
Step 0
Empty circle
Every balance and wave begins at zero.
| Step | Origin EURB | Community reserve + projects | Ana EURB | Bor EURB | Mila EURB | Cene EURB | Sum EURB |
|---|---|---|---|---|---|---|---|
| 0 · Empty circle | 0 | 0 | 0 · 0 | 0 · 0 | 0 · 0 | 0 · 0 | 0 |
| 1 · Founding: the reserve gets its one start | −1,000 | 1,000 | 0 · 0 | 0 · 0 | 0 · 0 | 0 · 0 | 0 |
| 2 · A project pays Mila 1,000 EURB | −1,000 | 1,000 | 0 · 0 | 0 · 0 | 0 · 1,000 | 0 · 0 | 0 |
| 3 · Mila pays Cene 400 EURB | −1,000 | 1,400 | 0 · 0 | 0 · 0 | −400 · 1,000 | 0 · 400 | 0 |
| 4 · A project pays Ana 1,000 EURB | −1,000 | 1,400 | 0 · 1,000 | 0 · 0 | −400 · 1,000 | 0 · 400 | 0 |
| 5 · Ana pays Bor 300 EURB | −1,000 | 1,700 | −300 · 1,000 | 0 · 300 | −400 · 1,000 | 0 · 400 | 0 |
| 6 · Cene pays Ana 100 EURB | −1,000 | 1,800 | −300 · 1,100 | 0 · 300 | −400 · 1,000 | −100 · 400 | 0 |
| 7 · A project pays Cene 900 EURB | −1,000 | 1,500 | −300 · 1,100 | 0 · 300 | −400 · 1,000 | +200 · 1,000 | 0 |
| 8 · Bor ↔ Mila 300 EURB, 3× | −1,000 | 3,300 | −300 · 1,100 | −900 · 1,200 | −1,300 · 1,900 | +200 · 1,000 | 0 |
Steps 1–2 · the one start
At founding the reserve gets 1,000 EURB and the origin goes to −1,000 EURB, once. The first project receives the start and pays Mila. Her wave grows by 1,000 EURB, and her counter-booking returns the same 1,000 EURB to the reserve.
Step 4 · the start comes back
The next project pays Ana 1,000 EURB from the same money, and the community still holds 1,400 EURB afterwards. Paying a member below the cap does not use up community money; the control is approval by three stewards with no objection.
Steps 3, 5 and 6 · ordinary life
Members pay each other for work. When Ana receives 100 EURB while in a trough, her wave grows to 1,100 EURB, her balance stays −300 EURB, and she can give 800 EURB.
Step 7 · at the cap
Cene’s cap is 1,000 EURB. Of the 900 EURB a project pays him, 600 EURB grows the wave and flows back to the community; 300 EURB fills his −100 EURB trough and leaves a +200 EURB crest. Gravity gently pulls about 2 EURB per month.
Step 8 · back and forth
Bor and Mila pass 300 EURB three times. Their waves and troughs both deepen by 900 EURB, so neither gains spending power. Only the community account grows by 1,800 EURB.
Every row · zero
Add any row across: the balances always total zero. The origin stays at −1,000 EURB; it is used only once. Waves are not money; a wave only defines how deep a member may go.
04
Gravity in v2
Below the cap there is nothing for gravity to pull
Below the cap, everything received is counter-booked into the wave. The balance never rises above sea level: there may be a wave and a trough, but no crest. Gravity only pulls a crest, so for most members it does nothing.
The one rule to rememberGravity can only move a positive crest above sea level.
Crestgravity →Community
Most of the time
Gravity off
Below the cap
Receive+100 €B→
Wave grows+100 €B+
Balanceunchanged
No crest
nothing above 0
nothing above 0
0Sea level
Wave 1,100 €Bhow far Ana may give
−300 €Bcurrent trough
Result: Ana’s balance remains −300 EURB and her wave becomes 1,100 EURB. There is no positive crest, so gravity has nothing to pull.
Only after the wave is full
Gravity active
At the cap
Receive+900 €B→
Wave to cap+600 €B+
Fill trough+100 €B+
Create crest+200 €B
+200 €Bcrest
gravity →
Communityreceives unused crest
0Sea level · trough is now filled
Wave 1,000 €Bprotected · gravity never touches it
Result: only the +200 EURB left above sea level is a crest. That is the only part gravity can move back to the community.
≈ 1%
Gentle pull
A crest no higher than the wave moves at about 1% per month.
½
Strong pull
The part above the wave halves in 30 days.
6 mo
Still water
A crest left unused for six months then sinks like a high one.
The idea of the cap: if you created one million EURB in work, you may spend one million EURB. What you earn beyond that and do not pass on flows to the community. A trough and the wave itself are never touched.
The human result
What is going to change?
Relationships become based on appreciation, not necessity.
People choose work that feels joyful and meaningful.
We begin caring for the Earth as shared wellbeing.
Experiences matter more than material possessions.
Projects that create wellbeing become valuable.
People create abundance by creating wellbeing.
We become self-responsible for what we do and say.
We move from voting against to aligning together.
A different foundation
Current economy vs balanced economy
Current economy
A cycle built around scarcity
- Value is tied to cycles of growth and contraction
- In a deep crisis, perceived value can fall by up to 80%
- Fear and scarcity shape behaviour
- Access depends on accumulated money
Balanced economy
A flow designed to stay in balance
- The sum of balances always remains zero
- The ledger cannot inflate or collapse as a whole
- What grows is each person’s exchange capacity
- Joy, giving and wellbeing shape behaviour
In this economy no one loses, even in a complete financial collapse.
This exchange rests on one fact: at every moment, the sum of all accounts is zero. Something that is zero cannot lose value, so this exchange is always stable. What counts as wealth today becomes, in this exchange, the capacity of an account, and everyone has their own. This economy can grow far larger than today’s, and it will always last, because it always exists in balance.
“It feels paradoxical at first. Once you experience it, the logic becomes simple. You do not learn to drive by studying a car—you learn by driving it.”
A kinder flow of value
Ready to experience balance?
The clearest way to understand the model is to see an account and follow the movement yourself.